Mortgages and interest rates

Bank of Canada decisions, mortgage renewals, HELOCs and rate news, explained for GTA homeowners and buyers. 62 articles, newest first.

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October 29, 2026 · 7 min readBank of Canada Rate Hike to 2.5%: What It Means for Your Mortgage, Your HELOC and the GTA Market September 30, 2026 · 7 min readMortgage Rates Are Rising Again in Canada. Here's What to Do Before They Climb Further September 29, 2026 · 5 min readReverse Mortgage Canada: 5 Myths That Keep Homeowners Short Every Month August 20, 2026 · 7 min readCanadian Real Estate Market Update: The Rate Cuts Are Over, and Buyers Are Still Waiting June 17, 2026 · 8 min readHow Peace in the Middle East Could Lower Your Mortgage Rate (and What Toronto’s Market Is Really Telling Us) April 29, 2026 · 6 min readThe Bank of Canada Held Rates. Your Fixed Rate Is Still Going Up. April 23, 2026 · 9 min readToronto Real Estate April 2026: Two Rate Hikes, 35-Year Lows, and the 75+ Supply Wave Nobody Is Talking About April 10, 2026 · 3 min readWhy Reverse Mortgages Could Be a Smart Tool for Canadian Homeowners Aged 55+ RealtyChatter March 18, 2026 · 3 min readHow the War in Iran Is Driving Up Your Mortgage Rate and Cost of Living in Canada March 4, 2026 · 3 min readMissed Mortgage Payments Don’t Mean the End of the Road January 21, 2026 · 3 min read2026 Mortgage Renewal Surge: What Every Canadian Homeowner Needs to Know January 14, 2026 · 2 min read Is a Real Estate Crash Coming in 2026? Rates, Prices & What You Need to Know October 29, 2025 · 3 min readMortgage Rates Drop While Canada and U.S. Clash Over Tariffs: What It Means for You October 24, 2025 · 3 min readCan You Get a Mortgage with a Low Credit Score? What You Need to Know in 2025 August 15, 2025 · 3 min readRBC’s Special Housing Report and Mortgage Tips You Need to Know July 22, 2025 · 2 min readRate Cuts Delayed, Condos Tanking, Renewals Skyrocket. June 11, 2025 · 2 min readNavigating the 2025 Housing Market: First-Time Homebuyer Tips from Mortgage Expert Dion Beg May 28, 2025 · 2 min readHow One Family Wiped Out $140K in Debt with Smart Mortgage Strategies May 23, 2025 · 2 min readAS-IS Homes & Mortgage Nightmares: What Buyers and Sellers Need to Know in 2025 April 16, 2025 · 3 min readNO RATE CHANGE?! Here’s What the Bank of Canada Isn’t Telling You… April 2, 2025 · 2 min readDon’t Refinance Yet! Mortgage Tips Before the Canadian Election March 27, 2025 · 2 min readWhy Homeowners Should Rethink Their Mortgage Strategy March 19, 2025 · 3 min readMortgage Rates Are Dropping – Here’s What You Need to Know! March 12, 2025 · 2 min readUnderstanding the Impact of Tariffs, Interest Rate Drops, and Economic Shifts February 5, 2025 · 3 min readMortgage, Rates, And Tariffs January 29, 2025 · 2 min readInterest Rate Drop: Boom or Bust for Canadian Real Estate? December 11, 2024 · 3 min readWhat Does the Latest Jumbo Rate Cut Mean for You? December 4, 2024 · 2 min readUnderstanding Canada’s Mortgage Changes: What You Need to Know October 29, 2024 · 2 min readAirbnb, HST & Mortgage Breaks October 23, 2024 · 3 min readUnderstanding Canada’s Jumbo Rate Drop & What It Means for Homebuyers October 9, 2024 · 3 min readMajor Changes to Canadian Mortgage Rules: What You Need to Know September 23, 2024 · 2 min readHow Fed Rate Cuts are Impacting the Canadian Real Estate Market September 16, 2024 · 2 min readBoldest Mortgage Reform in Decades July 22, 2024 · 3 min readInterest Rates Getting Slashed? July 17, 2024 · 3 min readUnlocking Mortgage Solutions for the Self-Employed June 26, 2024 · 3 min readAre Mortgage Delinquencies Up? June 10, 2024 · 3 min readBank of Canada Cuts Rates! Will it Make a Difference... May 13, 2024 · 2 min readShocking Future of Real Estate: Tiny Homes, Skyrocketing Rates, and Trudeau's Impact! April 4, 2024 · 3 min readPoised for a Pivot: Anticipating Bank of Canada's Rate Cuts and the Rising Tide in Real Estate March 26, 2024 · 2 min readThe Mortgage Stress Test is Here to Stay December 13, 2023 · 2 min readVariable Mortgages, BC Housing, Scotia Renewals & Gold Prices November 21, 2023 · 2 min readMortgage Trends and Immigration's Economic Impact October 30, 2023 · 2 min readUnpacking Canada's Mortgage Rates: Hawkish, Doveish & Future Predictions! October 6, 2023 · 2 min readShould Canada Scrap 5 Year Mortgage Terms? September 18, 2023 · 2 min readMortgage Renewal Tricks in 2023 September 11, 2023 · 2 min readOvercrowded Student Housing - BOC Rate Hold September 6, 2023 · 1 min readMoney Moves: Bank of Canada's Rate Decision & Vancouver-Toronto Rental Crunch August 15, 2023 · 2 min readIs Canada Entering A Recession? Mortgages Rates are Going... August 3, 2023 · 1 min readCanadian Cabinet Shuffle, Reverse Mortgages and Below Asking Price July 28, 2023 · 1 min readCanadian Mortgage Broker, Optimistic about the market??? July 20, 2023 · 1 min readInterest Rate Hike, Why Buy A Home Now? July 13, 2023 · 1 min readInterest Rate Hike Confirms Inflation For Canadians July 12, 2023 · 1 min readCalgary Real Estate Outpaces BoC Interest Rate Hike July 5, 2023 · 1 min readExploring Rental Rates in the GTA: Post-Interest Rate Hike Analysis June 22, 2023 · 1 min readHave Interest Rates Stopped the Toronto Real Estate Market? June 8, 2023 · 1 min readMortgage Rates, How High Can They Go? June 7, 2023 · 2 min readBank of Canada Shake Up and Toronto Market Update April 13, 2023 · 1 min readBank of Canada, Mortgage Update March 24, 2023 · 1 min readToronto Real Estate Market Update: Less Listings & Declining Mortgage Rates February 15, 2023 · 3 min readBeware Of Lousy Mortgage Options Dressed Up As Good Ideas January 11, 2023 · 2 min readMortgage Lender Says They Can't Close January 7, 2023 · 2 min readWhat's a Trigger Rate