Free guide · For buyers
Buying a Home in York Region and the GTA
What it really costs, what you're signing, how to write an offer that holds up, and what to do in what order.
Written for first-time buyers who want to get it right without feeling rushed, and for move-up buyers who need to buy the next place without the sale and the purchase tripping over each other.
- Your real budget, with the closing costs nobody mentions
- A closing cost calculator for York Region, Toronto and the rest of Ontario
- What the buyer representation agreement says, and five things to read before you sign
- How to read the market so you know a good price when you see one
- Deposits, conditions, multiple offers, and the levers that matter more than price
- The mistakes buyers make, and what to do from 12 months out to move-in day
Who wrote it
From an agent who trains other agents.
I'm Gary McGowan, a REALTOR® in York Region licensed since 2012. I coach Realtors across Canada on negotiation and systems, so other agents call me mid-deal for strategy. This guide is the same advice I give my own clients, written down.
More about me →More free guides
For sellersSelling Your Home in York Region and the GTAWhat you'll really walk away with, what you're signing, which prep pays, how to handle the offers, and what to do in what order.
For familiesSelling Your Parents' HomeHow to start the conversation, who can legally sign, what it costs, where Mom and Dad go next, and what to do in what order.
For buyers moving northMoving to York Region? Start Here.The honest guide to the commute, the real cost of buying north of Toronto, and which of five towns actually fits you.