https://realtychatter.com/blog/Real estate, explained straight. Weekly shows, honest GTA market numbers and the tools Gary McGowan built for buyers, sellers and Realtors.en-ca https://realtychatter.com/post/selling-or-buying-this-winter-fewer-listings/https://realtychatter.com/post/selling-or-buying-this-winter-fewer-listings/Sat, 07 Nov 2026 08:47:36 GMTOctober brought fewer new listings in the GTA while buyers kept their leverage. Here is what that means if you plan to buy or sell this winter. https://realtychatter.com/post/newmarket-real-estate-market-october-2026-houses-woke-up-condos-didn-t/https://realtychatter.com/post/newmarket-real-estate-market-october-2026-houses-woke-up-condos-didn-t/Fri, 06 Nov 2026 20:57:18 GMTNewmarket real estate market update for October 2026: semis sold in 18 days, prices rose, and Toronto condos are back in the $400s. What it means for you. https://realtychatter.com/post/us-midterms-canada-housing/https://realtychatter.com/post/us-midterms-canada-housing/Wed, 04 Nov 2026 18:38:13 GMTThe US midterms didn't end the trade war. Here's what changed for Canada, what didn't, and the 4 dates that matter for your mortgage and home value. https://realtychatter.com/post/bank-of-canada-rate-hike-to-2-5-what-it-means-for-your-mortgage-your-heloc-and-the-gta-market/https://realtychatter.com/post/bank-of-canada-rate-hike-to-2-5-what-it-means-for-your-mortgage-your-heloc-and-the-gta-market/Thu, 29 Oct 2026 20:01:07 GMTThe Bank of Canada rate hike to 2.5% is here. What it means for variable mortgages, HELOCs, GTA condo rents and home prices, explained in plain English https://realtychatter.com/post/is-the-canadian-housing-market-at-the-bottom-what-the-numbers-say-right-now/https://realtychatter.com/post/is-the-canadian-housing-market-at-the-bottom-what-the-numbers-say-right-now/Wed, 21 Oct 2026 19:46:05 GMTIs the Canadian housing market at the bottom? Prices are down 21% from peak, the steepest drop in 50 years. What the data says buyers and sellers should do. https://realtychatter.com/post/toronto-condo-market-update-what-september-s-numbers-mean-for-buyers-and-sellers/https://realtychatter.com/post/toronto-condo-market-update-what-september-s-numbers-mean-for-buyers-and-sellers/Wed, 07 Oct 2026 18:39:12 GMTToronto condo sales are down 16% since July and Peel dropped $51K in a month. Here's what the September TRREB numbers mean if you're buying or selling a condo. https://realtychatter.com/post/mortgage-rates-are-rising-again-in-canada-here-s-what-to-do-before-they-climb-further/https://realtychatter.com/post/mortgage-rates-are-rising-again-in-canada-here-s-what-to-do-before-they-climb-further/Wed, 30 Sep 2026 19:43:25 GMTFixed mortgage rates in Canada have jumped 30 to 50 basis points in about a month. At the start of 2026 you could find fixed rates around 4%. https://realtychatter.com/post/reverse-mortgage-canada-5-myths-that-keep-homeowners-short-every-month/https://realtychatter.com/post/reverse-mortgage-canada-5-myths-that-keep-homeowners-short-every-month/Tue, 29 Sep 2026 23:12:25 GMTReverse mortgage Canada myths, busted. Is the money taxed? Does the bank own your home? Mortgage broker Dion Beg answers the questions seniors actually ask. https://realtychatter.com/post/canada-investment-summit-what-500-billion-means-for-your-home/https://realtychatter.com/post/canada-investment-summit-what-500-billion-means-for-your-home/Fri, 18 Sep 2026 19:21:38 GMTCanada Investment Summit pledges hit $500 billion. Gary McGowan and Dion Beg explain what it means for Canadian homeowners, buyers and sellers, in plain English. https://realtychatter.com/post/toronto-housing-market-prices-at-2021-levels-so-where-are-the-buyers/https://realtychatter.com/post/toronto-housing-market-prices-at-2021-levels-so-where-are-the-buyers/Wed, 09 Sep 2026 18:52:29 GMTHere is the strangest stat in the Toronto housing market right now. https://realtychatter.com/post/canadian-real-estate-market-update-the-rate-cuts-are-over-and-buyers-are-still-waiting/https://realtychatter.com/post/canadian-real-estate-market-update-the-rate-cuts-are-over-and-buyers-are-still-waiting/Thu, 20 Aug 2026 20:15:38 GMTDownload the Buyers, Sellers and Negotiation Guides here: Buying a home in Canada now takes about the same share of household income that it took in 2021. https://realtychatter.com/post/has-the-toronto-housing-market-hit-bottom/https://realtychatter.com/post/has-the-toronto-housing-market-hit-bottom/Wed, 12 Aug 2026 21:20:24 GMTJuly 2026 TRREB numbers hint the Toronto housing market has hit bottom. What condo, detached and 416 vs 905 prices mean if you plan to buy or sell. https://realtychatter.com/post/why-are-there-suddenly-so-many-empty-rentals-what-ontario-s-2026-numbers-are-really-saying/https://realtychatter.com/post/why-are-there-suddenly-so-many-empty-rentals-what-ontario-s-2026-numbers-are-really-saying/Wed, 22 Jul 2026 19:39:59 GMTThere are too many rentals sitting empty right now, builders are quietly slamming on the brakes, and Ontario's population just went negative. https://realtychatter.com/post/did-the-toronto-market-just-bottom-out-what-june-s-numbers-are-telling-us/https://realtychatter.com/post/did-the-toronto-market-just-bottom-out-what-june-s-numbers-are-telling-us/Wed, 08 Jul 2026 18:54:00 GMTSales are up almost 10%. Prices are down. Listings are drying up. So did the Toronto real estate market quietly find its floor in June and nobody noticed? https://realtychatter.com/post/ai-just-took-over-the-buyer-s-side-here-s-where-agents-still-win/https://realtychatter.com/post/ai-just-took-over-the-buyer-s-side-here-s-where-agents-still-win/Wed, 17 Jun 2026 19:11:20 GMTRight now someone is asking ChatGPT for the best realtor near them. Only 1.2% of businesses get recommended by AI. Here are the 4 steps to be the agent it names. Free AI Authority Toolkit + weekly trainings at RealtyChatter.com. https://realtychatter.com/post/middle-east-peace-mortgage-rates-toronto-market/https://realtychatter.com/post/middle-east-peace-mortgage-rates-toronto-market/Wed, 17 Jun 2026 17:49:26 GMTA ceasefire in the Middle East just pushed oil back to $80 a barrel. Here is what that means for fixed mortgage rates and where the Toronto real estate market actually sits in 2026, with mortgage broker Dion Beg. https://realtychatter.com/post/a-buyer-s-market-with-no-buyers-what-may-s-trreb-numbers-really-tell-us/https://realtychatter.com/post/a-buyer-s-market-with-no-buyers-what-may-s-trreb-numbers-really-tell-us/Wed, 10 Jun 2026 18:32:16 GMTThe Bank of Canada met again this week and did exactly what they've done for the past 19 months. https://realtychatter.com/post/canada-is-officially-in-a-recession-here-s-what-it-actually-means-for-the-housing-market/https://realtychatter.com/post/canada-is-officially-in-a-recession-here-s-what-it-actually-means-for-the-housing-market/Wed, 03 Jun 2026 18:23:55 GMTCanada just slipped into a technical recession. If you have been anywhere near the news this week, you have seen the headlines. They are loud. https://realtychatter.com/post/your-appraisal-came-in-short-now-what/https://realtychatter.com/post/your-appraisal-came-in-short-now-what/Fri, 29 May 2026 20:47:40 GMTIf you've bought a new build in the last couple of years, there's a scenario keeping buyers up at night: you signed at one price, the market shifted, and… https://realtychatter.com/post/consumer-insolvencies-just-hit-a-2009-high-here-s-what-it-actually-means/https://realtychatter.com/post/consumer-insolvencies-just-hit-a-2009-high-here-s-what-it-actually-means/Wed, 20 May 2026 19:26:12 GMTConsumer insolvencies in Canada just hit their highest level since 2009. Power of sale listings across Southern Ontario are up 360% since 2024. https://realtychatter.com/post/why-smart-money-is-quietly-buying-1-000-toronto-condos/https://realtychatter.com/post/why-smart-money-is-quietly-buying-1-000-toronto-condos/Thu, 14 May 2026 18:17:18 GMTA Montreal-based investment firm just made a move that should have every buyer, seller, and investor in the GTA paying attention. https://realtychatter.com/post/toronto-townhouses-down-8-in-april-detached-held-here-s-what-s-actually-happening/https://realtychatter.com/post/toronto-townhouses-down-8-in-april-detached-held-here-s-what-s-actually-happening/Thu, 07 May 2026 18:55:06 GMT. The TRREB April 2026 Market Watch is out, and the numbers tell a different story than most people are expecting. https://realtychatter.com/post/bank-of-canada-holds-rates-at-2-25-what-buyers-sellers-and-self-employed-borrowers-need-to-know/https://realtychatter.com/post/bank-of-canada-holds-rates-at-2-25-what-buyers-sellers-and-self-employed-borrowers-need-to-know/Wed, 29 Apr 2026 18:36:47 GMTBank of Canada Holds Rates at 2.25%: What Buyers, Sellers, and Self Employed Borrowers Need to Know https://realtychatter.com/post/the-great-housing-disconnect-5-surprising-takeaways-from-the-april-2026-edge-report/https://realtychatter.com/post/the-great-housing-disconnect-5-surprising-takeaways-from-the-april-2026-edge-report/Fri, 24 Apr 2026 22:00:41 GMTIntroduction: The April 2026 Landscape. The Canadian housing market in April 2026 is currently defined by a staggering sense of whiplash. https://realtychatter.com/post/toronto-real-estate-april-2026-two-rate-hikes-35-year-lows-and-the-75-supply-wave-nobody-is-talk/https://realtychatter.com/post/toronto-real-estate-april-2026-two-rate-hikes-35-year-lows-and-the-75-supply-wave-nobody-is-talk/Thu, 23 Apr 2026 19:20:39 GMTIf you only read one market update this spring, make it this one. https://realtychatter.com/post/toronto-condo-market-hits-zero-what-this-means-for-buyers-and-sellers-1/https://realtychatter.com/post/toronto-condo-market-hits-zero-what-this-means-for-buyers-and-sellers-1/Tue, 21 Apr 2026 19:05:24 GMTFor the first time in 30+ years, zero new condo projects launched in GTHA. Here is what this means for buyers and sellers. https://realtychatter.com/post/realtors-are-using-ai-wrong-and-their-clients-can-tell/https://realtychatter.com/post/realtors-are-using-ai-wrong-and-their-clients-can-tell/Fri, 17 Apr 2026 19:14:53 GMTScroll your feed for ten seconds. You'll spot it. The AI-written caption with three em dashes. The headshot "enhanced" into someone else's face. https://realtychatter.com/post/toronto-real-estate-in-2026-what-the-headlines-won-t-tell-you/https://realtychatter.com/post/toronto-real-estate-in-2026-what-the-headlines-won-t-tell-you/Wed, 15 Apr 2026 18:54:55 GMTGary McGowan and mortgage broker Dion Beg break down the renewal wave, power of sale spike, and why some buyers are actually making moves right now. https://realtychatter.com/post/are-realtors-paid-too-much-no-the-wrong-ones-are/https://realtychatter.com/post/are-realtors-paid-too-much-no-the-wrong-ones-are/Tue, 14 Apr 2026 19:10:20 GMTA Facebook post from Andrew Perrie sparked a conversation this week that every Realtor in Canada needs to read. https://realtychatter.com/post/why-reverse-mortgages-could-be-a-smart-tool-for-canadian-homeowners-aged-55/https://realtychatter.com/post/why-reverse-mortgages-could-be-a-smart-tool-for-canadian-homeowners-aged-55/Fri, 10 Apr 2026 21:28:39 GMTLet us talk about money. Specifically, let us talk about the chunk of change you have locked up in your home that you cannot actually spend.