

Can You Get a Mortgage with a Low Credit Score? What You Need to Know in 2025
Getting approved for a mortgage in today’s market isn’t as straightforward as it used to be. With changing mortgage rates, stricter lending rules, and economic uncertainty, many people are asking the same question: Can I still qualify for a mortgage if I have a low credit score? In my recent conversation with mortgage broker Dion Beg , we unpacked this very question. We covered everything from how lenders are reacting to the current market to what your options are if your cre
Gary McGowan
5 days ago3 min read


The Truth About Power of Sale Listings in the GTA:
As headlines continue to stir anxiety about “over a thousand power of sale properties” in the Greater Toronto Area, it’s easy to believe the market is on shaky ground. But are those numbers telling the whole story? In this week’s episode, I sat down with trusted mortgage expert Dion Beg to uncover what’s really happening in the market and how buyers, sellers, and homeowners can navigate the months ahead with confidence. The Real Numbers Behind Power of Sale Listings A viral
Gary McGowan
Oct 174 min read


Back to Work and Power of Sale, What you need to know.
The Canadian housing market is in a state of transition. With power of sale properties on the rise, mortgage renewals creating financial...
Gary McGowan
Oct 13 min read


Toronto Condo Crisis: 16,000 Unsold Units and What It Means for Buyers & Investors
The Toronto real estate market is facing one of its biggest challenges in years: over 16,000 brand new condos remain unsold across the...
Gary McGowan
Sep 243 min read


Is This the Bottom of the Market? BMO Economist Shares What’s Next for Canadian Real Estate
The Bank of Canada and the U.S. Federal Reserve recently announced interest rate cuts, sparking fresh debates about whether Canada’s housing market has finally reached the bottom. While lower borrowing costs bring relief for homeowners and buyers, they also reflect broader economic challenges. To make sense of it all, let’s dive into the latest BMO Capital Markets presentation, paired with insights from mortgage expert Dion Beg, who’s been advising clients on how to navigate
Gary McGowan
Sep 192 min read


Toronto Condo Market in 2025: A Reality Check
Toronto’s real estate market has always been a hot topic, but the condo sector is facing unique pressures in 2025. With appraisals coming...
Gary McGowan
Sep 112 min read
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