The Canadian real estate market is going through a serious transition, and if you’ve been paying attention lately, you might’ve seen some wild headlines. Builders offering free gold bars with home purchases? Discussions about 50-year mortgages coming to Canada? Yes, it’s all happening, and I’m here to break it down. I’m Gary McGowan, and as a Toronto-based real estate investor, agent, and educator, I’ve seen plenty of market shifts over the years. But this one feels different

This week brought major developments in Canada’s real estate and economic landscape. I sat down with mortgage broker Dion Beg to discuss the latest Bank of Canada rate cut, a new housing initiative in Toronto, and the political tension caused by Doug Ford’s tariff-focused ad campaign in the U.S. These changes could impact your mortgage, your investment strategy, and your long-term financial planning. Let’s break down what you need to know. Canada Cuts Interest Rates Again The

Getting approved for a mortgage in today’s market isn’t as straightforward as it used to be. With changing mortgage rates, stricter lending rules, and economic uncertainty, many people are asking the same question: Can I still qualify for a mortgage if I have a low credit score? In my recent conversation with mortgage broker Dion Beg , we unpacked this very question. We covered everything from how lenders are reacting to the current market to what your options are if your cre

As headlines continue to stir anxiety about “over a thousand power of sale properties” in the Greater Toronto Area, it’s easy to believe the market is on shaky ground. But are those numbers telling the whole story? In this week’s episode, I sat down with trusted mortgage expert Dion Beg  to uncover what’s really happening in the market and how buyers, sellers, and homeowners can navigate the months ahead with confidence. The Real Numbers Behind Power of Sale Listings A viral

The Canadian housing market is in a state of transition. With power of sale properties on the rise, mortgage renewals creating financial...

The Toronto real estate market is facing one of its biggest challenges in years: over 16,000 brand new condos remain unsold across the...